Credit Restoration.
As your credit specialist, our most important job is to review your credit history reports with you and to begin the process of disputing negative, inaccurate items on your reports. Our next important job is to give you recommendations to follow, which will help you to speed up the process, achieve a higher score and keep it. See the 8 Step process at the bottom of the page.

Derogatory Removal

​Having bankruptcies, judgments, evictions, tax liens, medical bills, foreclosures, repos, charge-offs, and collections on your Experian, Trans Union, and Equifax credit reports can be a pain if you are looking for financing. These items can hinder you from qualifying for a mortgage, car note, or even business credit.

Good news--We can help remove those Derogatory Items from all three credit bureaus--fast & effective!

All you have to do is to enroll in our derogatory removal program for $175/mo.
For maximum results, we suggest a client to stay enrolled for four consecutitve months. However, if you have few negative items on your credit report, you can stay enrolled for less time than that and cancel at any time.

Keep in mind, you can stay enrolled longer than four months if you have stubborn items that need more time to fall off of your credit reports.

Inquiry Removal

​​​Have you been denied for financing for too many inquiries on your credit report? Did you apply for a car loan recently and received way too many inquiries than you should have received?
If so, we can help you!

We remove Hard Inquiries (from which you did not receive credit) on your personal credit report FOR YOU--fast & effective!

We do not remove inquiries from Equifax.
The cost for inquiry removal is separate from derogatory removal. If you need Equifax inquries removed, please purchase our DIY Credit Repair eBook or pay the fee.
Click the button below to apply and
​ receive free consultation.



​STEP 1: Complete Our Online Application.

STEP 2: Sign up with

STEP 3: We will contact you to provide you with free credit consultation.

STEP 4: If you are interested in enrolling in our programs, we will email you an invoice. All services will begin as soon as the PayPal invoice is paid.

STEP 5: We will need additional information such as your physical address, date of birth, and Credit Check Total log-in information to dispute derogatory items and inquiries with the credit bureaus.

STEP 6: We will need copies of your driver's license, social security card, utility bill, and a notarized letter to dispute negative items with the credit bureaus. You can email or fax us this information.

STEP 7: You will have to notarize your dispute letters, so the bureaus will know it is YOU who is disputing this information. Unfortunately, we cannot sign documents on your behalf, so you'll have to get them signed in front of a notary.

STEP 8: Run a new Credit Check Total report every 35 days of enrolling in our program. Do not run more than one new report a month.
Do not apply for financing until the process is over.

STEP 9: If we do not remove at least one negative item or your score does not improve, then we will issue you a full refund. We never had to issue a refund, by the way. However, if we do remove negative items and improve your score, please leave us a testimony on our Facebook page.

1100 W Town & Country Suite 1250 Orange, CA 92868  Phone 800.551.1883  ​ T #  1 657.235.5085 F # 1 657.235.5001  
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Credit Restoration and Funding